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The Consumer Financial Protection Bureau (CFPB) by Consumer Financial Protection Bureau WASHINGTON, D.C

Finance and Fintech

Spanish Data Protection Authority (aepd)-ALTERNATIVA CORELLANA INDEPENDIENTE (6/26/2024)

Administratives Measures, Liability and Remedies

French Data Protection Authority (CNIL)-Municipality of Korou (7/22/2024)

Controllers and Processors, Cooperation with Supervisory Authorithy, Technical and Organisational Measures (TOMs)

Spanish Data Protection Authority (aepd)-Vodafone España, S.A.U. (7/18/2024)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-Private individual (4/15/2024)

Administratives Measures, Liability and Remedies

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-BEST ELAN ONLINE SRL (8/6/2024)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-CONSULTORÍA PERITACIONES ALMERIENSES, S.L (4/19/2024)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-CLÍNICA PARÍS, S.L. (2024-03-021)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-TELEFÓNICA DE ESPAÑA, S.A.U. (2/23/2024)

Administratives Measures, Liability and Remedies

Austrian Data Protection Authority (dsb)-Website operator (1/4/2024)

Administratives Measures, Data Subjects Rights, Liability and Remedies, Right to Erasure

Spanish Data Protection Authority (aepd)-WATIUM S.L. (5/22/2024)

Administratives Measures, Liability and Remedies

Data Protection Authority of Hessen-Company (7/15/1905)

Controllers and Processors, Cooperation with Supervisory Authorithy

Spanish Data Protection Authority (aepd)-CORPORACIÓN DUAL GRUPO LC, S.L. (3/15/2024)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-DENTAL REY-GAR, S.L. (3/7/2024)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-Private individual (2/19/2024)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-Private individual (2/19/2024)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-20 MINUTOS EDITORA, S.L. (3/25/2024)

Administratives Measures, Liability and Remedies

Hellenic Data Protection Authority (HDPA)-Ministry of Rural Development and Food (1/29/2024)

Controllers and Processors, Cooperation with Supervisory Authorithy, Technical and Organisational Measures (TOMs)

Hellenic Data Protection Authority (HDPA)-Municipality of Athens (1/29/2024)

Controllers and Processors, Cooperation with Supervisory Authorithy

Austrian Data Protection Authority (dsb)-Unknown (12/12/2023)

Controllers and Processors, Cooperation with Supervisory Authorithy, Data Subjects Rights

Spanish Data Protection Authority (aepd)-Private individual (11/20/2023)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-ATLAS ENTERTAINMENT, S.L. (1/11/2024)

Administratives Measures, Liability and Remedies

Italian Data Protection Authority (Garante)-Municipality of Salento (1/24/2024)

Administratives Measures, Data Subjects Rights, Liability and Remedies

Polish National Personal Data Protection Office (UODO)-Unknown (12/7/2023)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Polish National Personal Data Protection Office (UODO)-Unknown (12/21/2023)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Polish National Personal Data Protection Office (UODO)-Company (12/30/2022)

Administratives Measures, Liability and Remedies, Principles, Sensitive Data

Spanish Data Protection Authority (aepd)-LEADDESK, S.L (11/17/2023)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-Private individual (11/20/2023)

Administratives Measures, Liability and Remedies

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-Sectorul 1 al Municipiului București (1/30/2024)

Administratives Measures, Liability and Remedies, Principles, Sensitive Data

French Data Protection Authority (CNIL)-Kourou municipality (12/12/2023)

Controllers and Processors, Cooperation with Supervisory Authorithy, Technical and Organisational Measures (TOMs)

Spanish Data Protection Authority (aepd)-ALBEN AIRPORT FACILITIES S.L. (10/11/2023)

Administratives Measures, Liability and Remedies

Polish National Personal Data Protection Office (UODO)-Unknown (11/16/2023)

Administratives Measures, Liability and Remedies, Principles, Sensitive Data

Polish National Personal Data Protection Office (UODO)-Unknown (8/30/2023)

Administratives Measures, Liability and Remedies, Principles, Sensitive Data

Spanish Data Protection Authority (aepd)-UPMOBILE SOLUTIONS, S.L. (10/26/2023)

Administratives Measures, Liability and Remedies

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-Private individual (12/15/2023)

Administratives Measures, Liability and Remedies, Principles, Sensitive Data

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-Libra Internet Bank SA (11/20/2023)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-TRACTAMENT D’AIGUES TEIA, S.L. (11/13/2023)

Administratives Measures, Liability and Remedies

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-Homeowners Association (10/27/2023)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-Private individual (11/6/2023)

Administratives Measures, Liability and Remedies

French Data Protection Authority (CNIL)-SAF LOGISTICS (9/18/2023)

Controllers and Processors, Cooperation with Supervisory Authorithy, Data minimisation, Principles, Sensitive Data

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-UAT Comuna Albeni (9/25/2023)

Administratives Measures, Liability and Remedies, Principles, Sensitive Data

Spanish Data Protection Authority (aepd)-ADENET SYSTEMS, S.L. (8/11/2023)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-RING RING CLIN S.L. (8/11/2023)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-MULTIGAS ASESORES S.L. (8/28/2023)

Administratives Measures, Liability and Remedies

Polish National Personal Data Protection Office (UODO)-Company (5/31/2023)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Polish National Personal Data Protection Office (UODO)-Company (1/25/2023)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Spanish Data Protection Authority (aepd)-QUALITY-PROVIDER S.A. (8/1/2023)

Administratives Measures, Liability and Remedies

Polish National Personal Data Protection Office (UODO)-Company (6/2/2023)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Polish National Personal Data Protection Office (UODO)-Company (6/21/2023)

Administratives Measures, Liability and Remedies, Principles, Sensitive Data

Spanish Data Protection Authority (aepd)-Birou Gas, S.L. (7/12/2023)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-TRC TRUCKS 2020, S.L. (6/27/2023)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-PUNTO ROJO LIBROS, S.L. (6/29/2023)

Administratives Measures, Liability and Remedies

Data State Inspectorate (DSI)-Unknown (7/14/1905)

Administratives Measures, Liability and Remedies

Data State Inspectorate (DSI)-Unknown (7/14/1905)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-Unknown (6/14/2023)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-LEADDESK, S.L (6/7/2023)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-Private individual (5/25/2023)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-NORDETIA CLINICS IBERIA, S.L. (5/24/2023)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-WILLOUGHBY COLLEGE, S.A (5/17/2023)

Administratives Measures, Liability and Remedies

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-S.C. Apollo Salon S.R.L. (6/6/2023)

Administratives Measures, Liability and Remedies

Hungarian National Authority for Data Protection and the Freedom of Information (NAIH)-Website operator (7/14/1905)

Controllers and Processors, Cooperation with Supervisory Authorithy, Lawfulness of Processing

Spanish Data Protection Authority (aepd)-SECURITAS DIREC ESPAÑA, S.A. (4/21/2023)

Administratives Measures, Liability and Remedies

Hellenic Data Protection Authority (HDPA)-ΜΑΡΙΑ ΠΕΔΙΩΤΗ ΚΑΙ ΣΙΑ Ο.Ε. (12/19/2022)

Controllers and Processors, Cooperation with Supervisory Authorithy, Data Subjects Rights

Spanish Data Protection Authority (aepd)-INMARAN ASESORES S.L. (3/24/2023)

Administratives Measures, Liability and Remedies

Deputy Data Protection Ombudsman-Suomen Asiakastieto Oy (2/17/2023)

Administratives Measures, Liability and Remedies

Hellenic Data Protection Authority (HDPA)-Intellexa SA (1/13/2023)

Controllers and Processors, Cooperation with Supervisory Authorithy

Polish National Personal Data Protection Office (UODO)-Unknown (8/31/2022)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Polish National Personal Data Protection Office (UODO)-Unknown (3/23/2022)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Polish National Personal Data Protection Office (UODO)-Unknown (Unknown)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-ADENET SYSTEMS, S.L. (12/29/2022)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-EDITORIAL RIBADEO S.L. (1/13/2023)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-ALPA 57 PRODUCCIONES, S.L. (11/25/2022)

Administratives Measures, Liability and Remedies

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-SC Das Sense Society SRL (11/9/2022)

Administratives Measures, Liability and Remedies

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-Homeowners Association Bld. Pipera 1-2E (11/18/2022)

Administratives Measures, Liability and Remedies

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-SC Materiale Constructii Online SRL (10/18/2022)

Administratives Measures, Liability and Remedies

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-E Software Concept SRL (7/7/2022)

Administratives Measures, Liability and Remedies, Technical and Organisational Measures (TOMs)

Slovak Data Protection Office-Unknown (7/13/1905)

Controllers and Processors, Cooperation with Supervisory Authorithy

Spanish Data Protection Authority (aepd)-Private individual (7/19/2022)

Administratives Measures, Liability and Remedies

Cypriot Data Protection Commissioner-Oroklini Municipal Council (7/14/1905)

Controllers and Processors, Cooperation with Supervisory Authorithy

Cypriot Data Protection Commissioner-Physician (7/14/1905)

Controllers and Processors, Cooperation with Supervisory Authorithy

Cypriot Data Protection Commissioner-Cyprus Judo Federation (7/14/1905)

Controllers and Processors, Cooperation with Supervisory Authorithy

Hellenic Data Protection Authority (HDPA)-Pediatric psychologist (6/29/2022)

Controllers and Processors, Cooperation with Supervisory Authorithy

Deputy Data Protection Ombudsman-Telemarketing company (4/29/2022)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-RAMONA FILMS, S.L. (5/17/2022)

Administratives Measures, Liability and Remedies

Italian Data Protection Authority (Garante)-Alfa Shipyard s.r.l. (3/10/2022)

Administratives Measures, Liability and Remedies

Cypriot Data Protection Commissioner-Mediterranean Hospital of Cyprus (9/17/2021)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-Megareduceri TV S.R.L. (5/3/2022)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-FLORAQUEEN FLOWERING THE WORLD S.L. (4/18/2022)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-DOOR2DOOR SPAIN, S.L. (4/19/2022)

Administratives Measures, Liability and Remedies

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-Property owners’ association (4/7/2022)

Administratives Measures, Liability and Remedies, Principles, Sensitive Data

Spanish Data Protection Authority (aepd)-MALAGATROM, S.L.U. (2/22/2022)

Administratives Measures, Liability and Remedies

Polish National Personal Data Protection Office (UODO)-Pactum Poland Sp. z o.o. (12/1/2021)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Data Protection Authority of Hamburg-Clearview AI Inc. (7/12/1905)

Administratives Measures, Liability and Remedies

Austrian Data Protection Authority (dsb)-Unknown (2/12/2021)

Controllers and Processors, Cooperation with Supervisory Authorithy

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-SC Nobiotic Pharma SRL (12/13/2021)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-FUENSANTA S.L. (11/23/2021)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-MERCEDES GERENCIA, S.L. (10/25/2021)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-AD735 DATA MEDIA ADVERTISING S.L. (11/12/2021)

Administratives Measures, Liability and Remedies

Information Commissioner of Isle of Man-Cosmetic Medical Limited (12/11/2020)

Controllers and Processors, Cooperation with Supervisory Authorithy

French Data Protection Authority (CNIL)-Société nouvelle de l’annuaire français (9/15/2021)

Controllers and Processors, Cooperation with Supervisory Authorithy, Data Subjects Rights

Data Protection Authority of Bavaria-Unknown (7/12/1905)

Administratives Measures, Liability and Remedies

Polish National Personal Data Protection Office (UODO)-PNP S.A. (4/27/2021)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-La Santrade S.R.L. (6/9/2021)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Polish National Personal Data Protection Office (UODO)-Funeda Sp. z o.o. (3/19/2021)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-S.C. Dreamtime Call S.R.L. (6/9/2021)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-Owners Association of Iasi Municipality (5/19/2021)

Administratives Measures, Liability and Remedies, Principles, Sensitive Data

Spanish Data Protection Authority (aepd)-Vodafone España, S.A.U. (5/26/2021)

Administratives Measures, Liability and Remedies

Italian Data Protection Authority (Garante)-OneDirect Srl (3/25/2021)

Consent, Controllers and Processors, Cooperation with Supervisory Authorithy, Data Protection Officer (DPO), Lawfulness of Processing

Polish National Personal Data Protection Office (UODO)-Anwara Sp. z.o.o. (1/15/2021)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-Natural person holding the position of General Secretary for a political party in Bucharest (3/4/2021)

Administratives Measures, Liability and Remedies, Technical and Organisational Measures (TOMs)

Cypriot Data Protection Commissioner-Cypriot Real Estate Registration Authority (3/3/2021)

Controllers and Processors, Cooperation with Supervisory Authorithy, Data Subjects Rights, Technical and Organisational Measures (TOMs)

Spanish Data Protection Authority (aepd)-Xfera Moviles S.A. (2/1/2021)

Administratives Measures, Liability and Remedies

Polish National Personal Data Protection Office (UODO)-Smart Cities Sp. z o.o. (12/9/2020)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-S.C. C&V Water Control S.A. (12/22/2020)

Administratives Measures, Liability and Remedies, Principles, Sensitive Data

Spanish Data Protection Authority (aepd)-Anmavas 61, S.L. (11/18/2020)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-Xfera Moviles S.A. (11/6/2020)

Controllers and Processors, Cooperation with Supervisory Authorithy

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-Globus Score SRL (10/20/2020)

Administratives Measures, Liability and Remedies

Polish National Personal Data Protection Office (UODO)-Entrepreneur running a non-public nursery and pre-school (6/3/2020)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-Megareduceri TV S.R.L. (10/1/2020)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-Asociația de proprietari Militari R (10/1/2020)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Polish National Personal Data Protection Office (UODO)-Office for geodesy and cartography (7/15/2020)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Spanish Data Protection Authority (aepd)-Iberia Lae SA Operadora Unipersonal (7/20/2020)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-Xfera Moviles S.A. (7/23/2020)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-Xfera Moviles S.A. (7/2/2020)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Polish National Personal Data Protection Office (UODO)-East Power Sp. z o.o. (7/10/2020)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Belgian Data Protection Authority (APD)-Unknown (6/16/2020)

Access Requests (DSAR), Controllers and Processors, Cooperation with Supervisory Authorithy, Data Subjects Rights

Spanish Data Protection Authority (aepd)-Iberdrola Clientes (6/4/2020)

Administratives Measures, Liability and Remedies

Polish National Personal Data Protection Office (UODO)-Vis Consulting Sp. z o.o. (3/9/2020)

Controllers and Processors, Cooperation with Supervisory Authorithy, Representative

Belgian Data Protection Authority (APD)-Proximus SA (4/28/2020)

Controllers and Processors, Cooperation with Supervisory Authorithy, Data Protection Officer (DPO), Representative

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-SOS Infertility Association (3/25/2020)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-Xfera Moviles S.A. (3/25/2020)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-Telefónica (3/18/2020)

Administratives Measures, Liability and Remedies

Commission for Personal Data Protection (KZLD)-B.D. (10/7/2019)

Controllers and Processors, Cooperation with Supervisory Authorithy

Spanish Data Protection Authority (aepd)-Vodafone España, S.A.U. (1/9/2020)

Administratives Measures, Liability and Remedies

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-Globus Score SRL (12/16/2019)

Administratives Measures, Liability and Remedies

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-Modern Barber (11/26/2019)

Administratives Measures, Liability and Remedies

Romanian National Supervisory Authority for Personal Data Processing (ANSPDCP)-Nicola Medical Team 17 SRL (12/2/2019)

Administratives Measures, Liability and Remedies

Spanish Data Protection Authority (aepd)-Iberdrola Clientes (10/16/2019)

Controllers and Processors, Cooperation with Supervisory Authorithy

Statement 2/2024 on the financial data access and payments package by EDPB

Finance and Fintech

Recommendations 02/2020 on the European Essential Guarantees for surveillance measures |EPDB

Specific processing situations, Surveillance

Recommendations 1-2022 on the Application for Approval and on the elements and principles to be found in Controller Binding Corporate Rules (Art. 47 GDPR)

Code of Conduct, Controllers and Processors

Data protection code of practice for digital identity schemes in Afrtica

Code of Conduct, Controllers and Processors

Opinion 23/2021 on the draft decision of the competent supervisory authority of Czech Republic regarding the approval of the requirements for accreditation of a code of conduct monitoring body pursuant to article 41 GDPR |EDPB

Code of Conduct, Controllers and Processors

Opinion 24/2021 on the draft decision of the competent supervisory authority of Slovakia regarding the approval of the requirements for accreditation of a code of conduct monitoring body pursuant to article 41 GDPR |EDPB

Code of Conduct, Controllers and Processors

Opinion 16/2021 on the draft decision of the Belgian Supervisory Authority regarding the “EU Data Protection Code of Conduct for Cloud Service Providers” submitted by Scope Europe |EDPB

Code of Conduct, Controllers and Processors

Opinion 17/2021 on the draft decision of the French Supervisory Authority regarding the European code of conduct submitted by the Cloud Infrastructure Service Providers (CISPE) |EDPB

Code of Conduct, Controllers and Processors

Opinion 14/2022 on the draft decision of the competent supervisory authority of Bulgaria regarding the approval of the requirements for accreditation of a code of conduct monitoring body pursuant to article 41 GDPR |EPDB

Code of Conduct, Controllers and Processors

Opinion 15/2022 on the draft decision of the competent supervisory authority of Luxembourg regarding the approval of the requirements for accreditation of a code of conduct monitoring body pursuant to article 41 GDPR |EPDB

Code of Conduct, Controllers and Processors

Opinion 16/2022 on the draft decision of the competent supervisory authority of Slovenia regarding the approval of the requirements for accreditation of a code of conduct monitoring body pursuant to article 41 GDPR |EPDB

Code of Conduct, Controllers and Processors

Opinion 1/2023 on the draft decision of the competent supervisory authority of Croatia regarding the approval of the requirements for accreditation of a code of conduct monitoring body pursuant to Article 41 GDPR |EPDB

Code of Conduct, Controllers and Processors

Opinion 02/2023 on the draft decision of the competent supervisory authority of Latvia regarding the approval of the requirements for accreditation of a code of conduct monitoring body pursuant to Article 41 GDPR |EPDB

Code of Conduct, Controllers and Processors

Opinion 03/2023 on the draft decision of the competent supervisory authority of Romania regarding the approval of the requirements for accreditation of a code of conduct monitoring body pursuant to article 41 GDPR |EPDB

Code of Conduct, Controllers and Processors

Members of the Code of Conduct for Cloud Infrastructure Service Providers

Code of Conduct

Guidelines 1/2019 on Codes of Conduct and Monitoring Bodies under Regulation 2016/679

Code of Conduct

Statement 2/2024 on the financial data access and payments package bg EDPB

Finance and Fintech